Credit Risk Analysis & Hedging Assessment

Welcome to Credit Risk Modeling in R/Python / SAS that proves recommendations for creating jobs and economic security both in INDIA and U.S. The only course that teaches you how Commercial Banks, Financial Institutions & Lending Companies use data science modeling in SAS /Python to improve their performance and comply with regulatory requirements. This is the perfect course for the professionals who are aspiring for rapid career progression and exponential growth in their career. Credit risk management is the part of the comprehensive management and also the part of the lending control system.

Credit risk can be considered as one of the major risk because it is associated with every active trade. Commercial Banks/Financial Institutions generally handled risk management strategy that incorporates the principles of risk management processes including risk identification, monitoring and measurement. The aim of the credit risk management is to maintain the efficiency of the business activities and the continuity of the business.

Credit risk is the risk of loss given default (LGD) that does not meet its obligation under the conditions of the contract and thus causes the holders of creditor’s loss. These obligations arise from lending activities, trade and investment activities, payment and settlement of securities trading and there may be cases if a counter party fails to honour its undertaking and repay fully or partially due principal and interest, have not repaid on time. Credit risk is part of most balance sheet assets and off-balance sheet transections series.